Carlon Haas.com

A while back, I pulled a lat muscle at the gym. Now, if you’ve never pulled a lat muscle, let me tell you something:

You are lucky!

It hurts like heck. You use your lat muscle to lift, while you’re sitting, and it hurts every time you twist your body.

Well, after taking it easy for a few weeks (treadmills are boring), I was ready to get back to some weight training.

But not wanting to take any chances, I was pretty much on light weight training (and for full disclosure, my gym activities do NOT include lifting heavy weights…I have no intention to be the next wannabe Schwarzenegger.)

How did it go?

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“We’ve having another baby!” a friend of mine told me. What joy for them. She was happy. Her husband was also happy. Everything looked like it would be wonderful.

The only problem with another child, however, was the financial burden another child brings. But we didn’t talk about that. I mean who talks about that at times like this.

But my friends did have a problem. They had over $30,000 in credit card debt, 2 car payments, a mortgage payment, and a wealth of other financial problems. So, when I went to their house the next week, imagine my surprise when…

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